1. In a medium bowl, combine cream cheese, milk, and pudding mix. Beat with an electric mixer onlow speed 2 mins. Fold whipped cream into pudding mixture.
2. Turn half of pudding mixture into crust. Tp with banana slices, then drizzle quarter cup fudge sauce over bananas. Cover with remaining pudding mixture and drizzle remaining quarter cup fudge sauce over top. With a knife, swirl fudge sauce into pudding slightly. Sprinkle almonds over pie.
3. Refrigerate 1 hour or longer, unitl set. Cut into slices to serve.