This is a classic, family-pleasing recipe that uses kidney beans to extend the ground beef and lower the fat content Cook ground beef, onion, bell peppers, and garlic in a large Dutch oven over medium-high heat until browned, stirring to crumble beef. Drain well; wipe drippings from pan with paper towels. Return beef mixture to pan. Add all remaining ingredients except cheese, and stir well. Bring to a boil. Cover, reduce heat, and simmer 20 minutes, stirring occasionally. Spoon onto individual serving plates; top with cheese.