Cream honey and butter together with a fork. Add lemon peel. Beat the egg and buttermilk. Sift flours, salt, baking powder, cinnamon and soda together; stir in 0.75 cup wheat germ. Mix the dry ingredients into the wet ingredients, avoiding lumps but do not overbeat. Add the apples and stir to combine. Fill a greased 8 by 10 cm loaf pan and sprinkle top with 1 tablespoon wheat germ. Bake for about an hour but check after 40 minutes. Recipe from the Laurel's Kitchen Bread Book. ----