Preheat oven to 375 oF. Spray 20 cm square pan with nonstick cooking spray.
To prepare chili, place large nonstick skillet over medium-high heat 30 seconds . Add oil; heat 30 seconds more. Add cumin and cook, stirring constantly, jus t until fragrant, about 30 seconds (do not burn).
Stir in onion and green bell pepper; cook, stirring often, until tender, 4-5 mi nutes. Stir in tomatoes, beans and chili powder; cook 5 minutes. Spread mixt ure evenly into prepared pan and set aside. (May be done ahead up to this poin t.) To prepare cornmeal topping, bring 2 cups water to a boil. Gradually add cornm eal in a thin stream, whisking constantly to prevent lumps. When all cornmeal is added, stir in salt; continue cooking, whisking constantly, until thickened to the consistency of mashed potatoes, about 3 minutes. Immediately spread mix ture evenly over chili in pan and bake until chili mixture bubbles, about 15 mi nutes.
serving (4 inch square) provides: half fat, 1.5 veg, 1 pro, 1.5 bread.