1. In a medium bowl, combine cream cheese, milk, and pudding mix. Beat with an electric mixer onlow speed 2 mins. Fold whipped cream into pudding mixture.
2. Turn half of pudding mixture into crust. Tp with banana slices, then drizzle 1/4 cup fudge sauce over bananas. Cover with remaining pudding mixture and drizzle remaining 1/4 cup fudge sauce over top. With a knife, swirl fudge sauce into pudding slightly. Sprinkle almonds over pie.
3. Refrigerate 1 hour or longer, unitl set. Cut into slices to serve.