Preheat oven to 350 degrees.
To prepare meatloaf: Combine beef, onions, bell pepper, eggs, grated bun, cottage cheese, salt, ground pepper, milk and Worcestershire sauce. Place in a 9 by 12 inch baking pan or dish.
For topping: Mix together mustard, brown sugar, nutmet and ketchup; spread on top of meatloaf. Bake for 1 hour.
Tester's note: The unusual ingredients combine for a tasty loaf.