Black Bean Chili With Rice

Ingredients

1 lb beef
3 c black beans
1 c green pepper
1 c onions
1 c carrots
1 t chili powder
2 garlic
2 bay leaves
1/2 t pepper
3 c vegetable
4 c rice

Instructions

Cook beef in 2-3 quart sauce pan over medium heat, stirring to crumble. Add all ingredients except rice. Bring to boil; simmer uncovered 20-25 minutes. Remove bay leaves. Serve over hot rice with chips on side.