Sour cream (optional) Saute green pepper, onion and garlic in oil in 3-quart saucepan or Dutch oven over medium-high heat 5 minutes or until tender. Add tomatoes, kidney beans, pinto beans, corn, water, rice, chili powder and cumin; stir well. Bring to a boil. Reduce heat; cover and simmer 30 minutes, stirring occasionally. To serve, top with sour cream. Each serving provides: * 324 calories * 12.1 g. protein * 4.1 g. fat * 63.0 g. carbohydrate * 3.0 g. dietary fiber * 0 mg. cholesterol * 915 mg. sodium. [Karen's note: To keep this dish low-in-fat, the optional sour cream can be replaced with a non-fat "sour cream" product, or even non-fat plain yogurt.]