Texas White Lightning Chili

• 8 flour tortillas
• 2 garlic (cloves minced)
• 1 onion (chopped)
• 1 jalapeno seeded
• 1 monterey jack cheese shred commercial salsa sour cream
• 700 gr chicken (cooked chopped)
• 500 gr navy beans (dried)
• 240 ml water
• 130 gr chiles (canned chopped)
• 8 gr pepper (white)