Onions Spread cream cheese in bottom of oven safe serving dish. Layer 1 c cheddar cheese over that and pour/spread chili over cheeses. Top with reserved 1/2 c cheese and bake at 375 for 30 min or until bubbly. Top with raw onions and serve with ff tortilla chips. I hope you can use these and sorry if you don't use dairy. You could probably use soy cheeses instead, but I haven't tried them.