Add all ingredients (EXCEPT CHOCOLATE MORSELS) into the pan in the order listed. Select white bread and push "Start." Add the chocolate at the "beep," 88 minutesinto the cycle. (33 minutes with Dak Turbo II) For a funtastic dessert or sweet treat,spread quarter-round slices with cream cheese blended with the syrup from green maraschino cherries plus a few drops of mint extract, then top with a halved cherry. Shared by Barb Day