Preheat oven to 160ºC . In a small bowl, toss together the shredded Mon terey Jack cheese, onions and dill seed; set aside. In a non-stick, 1 litre sa ucepan, melt margarine, stir in flour, then gradually stir in milk. Cook over medium heat, stirring constantly until thickened. Remove from heat and fold in the yogurt. In a shallow 1.5 quart baking dish, layer one third of potatoes, half cheese mixture, half diced ham and half of yogurt mixture. Repeat, making the to p lay er the last one third of the potatoes. Spinkle Swiss cheese over top of casser ole. Bake 30-35 minutes.

(278 calories per serving) 1 serving=1 Bread exchange 3 Lean Meat exchange -20ºC a t exchange