Heat oven to 350 F. Grease and flour 13x9" pan. In large bowl, combine oats, margarine and water; let stand 20 minutes. Stir in honey, vanilla, bananas and eggs; mix well. Lightly spoon flour into measuring cup; level off. In small bowl, combine flour, baking soda, cinnamon, salt and nutmeg. By hand, stir into oat-banana mixture until well blended. Fold in cocoanut, walnuts and chocolate chips. Pour into prepared pan. Bake at 350 F. for 35-40 minutes or until cake springs back when touched lightly in center. (Cake will not rise high.) Serves warm. Makes 15 servings. Per serving; 310 calories, 5 g protein, 40 g carbohydrate, 15 g fat, 35 mg cholesterol, 320 mg sodium Pillsbury Classic Cookbook #86, 33rd Bake-Off, p.74 Submitted by : Cecilia Wirth, Minneapolis, MN MC formatting by bobbi744@acd.net ICQ#2099532