Preheat oven to 375 degrees. Combine oats, flours, brown sugar, baking powder, baking soda, salt and cinnamon in medium bowl. Stir in raisins and apples.

In a large bowl, combine egg, honey, oil and milk. Stir in dry ingredients. Mix to form a smooth batter. Drop batter by rounded teaspoon onto ungreased cookie sheet, leaving 2 inches between each cookie. Dip fingers in water and press dough down to about 1 1/2 inch diameter.

Bake for 10-12 minutes, or until lightly golden. Transfer cookies to rack to cool.