Preheat oven to 375. In a medium bowl, combine oats, flours, baking powder, baking soda, salt and cinnamon. Stir to combine. Stir in raisins and apples. In a large bowl, combine egg, honey, oil and milk. Stir in dry ingredients. Mix to form a smooth batter. Drop batter onto ungreased baking sheets using a rounded teaspoon of dough for each cookie, leaving 2" of space between each. Dip fingers in water; press dough down to about 1 1/2" diameter. Bake for 10 to 12 minutes or until lightly golden. Transfer cookies to rack to cool.